Nothing is free these days, especially when you have good taste! For a while now I have known that this single girl needs to get on a budget and be more financially responsible. I come from a family of savers, and I feel like my negligence towards my bank account is due to some subconscious desire to rebel against my accountant father. However, I find it hilarious that many of my close friends are accountants (shout out to my bean counters). You would think by hanging out with all these numbers wise women that I would pick up good money habits.
I have a syndrome called "itscuteandineedit" and the disease of "itsonesaleandineedit". Its because of these conditions that I spend most of my Saturdays at the mall doing my retail rituals and filling up the ever shrinking closet at my apartment.
The church I have been going to really has shown me how materialistic I am. I feel guilt when I look at my closet and it is stuffed packed with clothes. I have way more shirts then I could wear in 3 months, the majority of them worn less then 5 times. (Don't judge).
I made major strides this month as I put myself on a earring and shirt freeze. It has been over 25 days since I have purchased either of these items; which is no easy feat for a shopaholic. Don't get me wrong, I the idea of having someone else buy a shirt for me did run through my mind.
It's not only clothes though. I spend lots of my cash flow on what some people would consider materialistic or unnecessary. The $30,000 millionaires of my day and age have put this false idea in our heads that we need to have all of this stuff, things, and services.
With my new digs in Uptown, my trips for the summer, and all the patio time I will be spending, I realized a need for actually having money to do all of these fabulous things. I have savings, but my goal is to reduce my monthly expenses so that I don't have to go into that rainy day fund.
The past few days I have been thinking about what it is I could cut back on. Here is what I have come up with so far-
- Cancel my awesome tanning membership to Planet Tan (I had a steal rate of $49.00 for the diamond level, the workers thought I was insane when I cancelled my membership... lord knows the prices will never be that low again)
- Give up my e-dating... which I'm content with! The men they have sent me lately might as well be midgets with scales. Definitely scratching the bottom of the barrel.
- Not stop for diet cokes or coffee in the morning
- Eat out less
- Stop purchasing bottles of wine... I need to drink my current collection so that I do not have to pay to move them in boxes! Happy Hour at my apt!
- No more shop therapy at Target...You don't need it
- Clean out my pantry and cabinets to find all the treasures I have. This way I don't double up on things I already have.
- Only buy clothes that I absolutely need. I will try to wear things from my closet, sadly some of them still have price tags. If you know me, please compliment me on wearing the same shirt twice.
- Save on gas by not driving not driving to work (lucky for me I have summer vacation coming up!)
- Pay for my bar tab in cash. When the cash flow stops, so does my buzz.
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